Sell Your House Fast During Foreclosure
Stop foreclosure and protect your credit by selling fast for cash.
Facing foreclosure is one of the most stressful situations a homeowner can experience. But you have options. By selling your house to us before the foreclosure is complete, you can protect your credit, avoid the public embarrassment of auction, and potentially walk away with cash in your pocket. We can close quickly to beat foreclosure deadlines.
Complete Guide to Selling Your House During Foreclosure
Facing foreclosure is terrifying. The threat of losing your home, damaging your credit, and potentially owing money even after losing the property creates enormous stress. But it's important to understand that you have options - including selling your house before the foreclosure is complete.
The foreclosure timeline varies by state, but in Florida, the process typically takes 6-12 months from the first missed payment to the auction. During this time, you retain ownership and the right to sell. Selling before foreclosure is almost always better than letting the foreclosure complete:
- You protect your credit from the worst damage - You may walk away with cash if you have equity - You avoid the public embarrassment of auction - You control the timeline and your exit - You prevent a deficiency judgment in some cases
The key is acting quickly. The further along the foreclosure process, the fewer options you have. Many homeowners wait too long, hoping for a miracle that never comes. The sooner you explore selling, the more we can do to help.
Even if you owe more than the house is worth, options exist. Short sales, where the lender accepts less than the full balance, can stop foreclosure and minimize credit damage. We have experience negotiating with lenders and can guide you through this process.
How We Help You Sell During Foreclosure
Assess Your Timeline
Tell us where you are in the foreclosure process. We'll explain your options based on how much time remains before auction.
Determine Your Equity
We'll calculate what you owe versus what the house is worth. This determines whether you'll walk away with cash or if we need to negotiate with your lender.
Receive Our Offer
We'll present a fair cash offer. If you have equity, you keep everything above what's owed. If underwater, we discuss short sale options.
Expedited Closing
Foreclosure situations require speed. We can close in as little as 7 days when equity is clear, or work with your lender's timeline for short sales.
Stop the Foreclosure
Once we close, the foreclosure stops. Your mortgage is paid off, any remaining equity goes to you, and you can move forward.
Common Challenges When Facing Foreclosure
We Solve These Problems
Our cash home buying service eliminates these challenges. No repairs, no waiting, no uncertainty - just a fair offer and a fast closing on your timeline.
Real Foreclosure Success Story
Roberto fell behind on his Hollywood home payments after a workplace injury left him unable to work for six months. By the time he returned to work, he was three months behind and foreclosure proceedings had begun. His lender wasn't offering solutions, and he felt trapped.
When Roberto contacted us, he had about 60 days until his scheduled auction date. His home was worth slightly more than he owed - there was equity to save. We moved quickly, getting him an offer within 24 hours and coordinating with his lender to pay off the mortgage in full.
We closed 12 days before his auction date. Roberto walked away with $23,000 after paying off his mortgage and all late fees. More importantly, he avoided foreclosure on his credit report, which would have affected him for years. He used the cash as a deposit on an apartment while he rebuilt his finances.
Why Acting Quickly Matters
Benefits of Selling to Us
Why Choose Us
How It Works
Selling your house for cash is simple. Here's our straightforward 3-step process.
Contact Us
Fill out our simple form or give us a call. Tell us about your property and situation. No pressure, no obligation.
Get Your Offer
We'll schedule a quick visit to your property (or do a virtual tour) and present you with a fair cash offer within 24-48 hours.
Close On Your Terms
Accept our offer and choose your closing date. We handle all the paperwork. Get your cash and move on with your life.
Traditional Sale vs. Selling to Us
When you're facing foreclosure, time and certainty matter. See why selling for cash makes sense.
🏠Traditional Sale
- 3-6 months average time to sell
- 5-6% agent commissions ($15,000+ on $300K home)
- Repairs and staging often required
- Showings, open houses, strangers in your home
- Buyer financing can fall through
💰Selling to Us
- Close in as little as 7 days
- Zero commissions or fees
- No repairs needed - sell 100% as-is
- No showings or open houses
- All-cash offer, guaranteed closing
What Our Clients Say
Real stories from real homeowners who sold their houses fast for cash.
“After my mother passed, dealing with her house was the last thing I wanted to worry about. They made it so easy - I didn't have to clean anything out or make any repairs. Closed in 10 days and I could finally focus on grieving and healing.”
Maria G.
Miami • Inherited Property
“Going through a divorce is hard enough without fighting over the house. Getting a fair cash offer helped us split things evenly and move on with our lives. The quick closing meant we could both start fresh sooner.”
Robert & Susan T.
Fort Lauderdale • Divorce
“I was three months behind on my mortgage and didn't know what to do. They explained all my options and helped me sell before the bank took the house. I actually walked away with money in my pocket and saved my credit.”
James W.
Pembroke Pines • Foreclosure
We Help Foreclosure Home Sales Throughout South Florida
If you're facing foreclosure and need to sell your house in South Florida, we can help. We buy houses in these cities and throughout Miami-Dade, Broward, and Palm Beach counties:
Foreclosure Home Sale FAQs
Yes, in most cases you can sell right up until the foreclosure auction occurs. You retain ownership until the gavel falls. The sooner you act, the more options you have. Even in the final weeks, sales can sometimes be completed.
It depends on your equity. If your home is worth more than what you owe (mortgage + fees + penalties), you keep the difference. If underwater, you may not receive cash but you avoid foreclosure damage to your credit and potential deficiency judgments.
Significantly. A foreclosure stays on your credit for 7 years and can drop your score by 100-150 points. A regular sale, even in financial distress, has much less impact. You can often qualify for another mortgage in 2-3 years versus 7+ after foreclosure.
We can still help through a short sale. We negotiate with your lender to accept less than the full balance. While this takes more time than a regular sale, it's almost always better than foreclosure for both your credit and your peace of mind.
If you have clear equity, we can close in as little as 7 days. For short sales requiring lender approval, timing depends on the lender but typically 30-60 days. Either way, we move as fast as possible given the urgency.
In Florida, lenders can pursue a deficiency judgment for the difference between what you owed and what they recovered at auction, plus fees. This can follow you for years. Selling before foreclosure often eliminates or reduces this risk.
Still have questions?
Get a free cash offerOther Situations We Help With
No matter your situation, we can help you sell your house fast for cash.
Ready to Sell Your House During Foreclosure?
Get a fair cash offer today. We understand what you're going through and we're here to help.
Get Your Free Cash Offer Today
Fill out the form below and we'll contact you within 24 hours with a fair, no-obligation offer.